About Today: 7 Steps to Get out of Debt

If you can't see this email, click here

Today From Jen Hubley, your About Today Editor Every year at about this time, when the back to school sales have subsided and before the holiday shopping starts up in earnest, I like to look at my debt situation. And then I like to scream theatrically and tear at my hair. 7 Steps to Get out of Debt It's easy to get into debt, and not so easy to get out. For one thing, getting out requires effort and planning, while getting in is a natural talent for most of us. How to Ask for a Lower Interest Rate The High Cost of Using Credit Cards How to Make a Plan to Get out of Debt You need to make a plan. Step one of my plan was to take up with a guy who thinks credit cards have germs and will give you a horrible disease if you use them. Something boogery that shows on your face. How to Read Your Credit Report The 6 Worst Things for Your Credit Report 5 Ways to Reduce Your Debt Payments Step two was less fun, and that was actually paying down my debt. There's always a catch. Do You Have Too Much Debt? 66 Ways to Get Money to Pay off Debt How to Create a Frugal Budget And, of course, the last step is to figure out a way to never have to pay off debt again. At least until next year. (Ahem.) Monthly Spending Worksheet How to Budget Annual Spending Today Ads Credit Counseling Debt Management Plan Debt Consolidation Reduction Debt Debt Elimination Featured Articles Know the Categories of Hurricanes Newest 'Dancing With the Stars' Cast Revealed Canada Declares BPA a Toxic Substance How to Get Started in Geocaching College Football Preseason Top 25 Follow Us on Twitter!   More from About.com Plan a Unique Vegas Wedding The minister, music and champagne are just the beginning -- why not get married aboard a helicopter or have a pirate swing in to deliver your rings? Arrrr! More> Join About.com's User Panel! Share your opinions and help us make About.com more relevant, informative and enjoyable to use. More>   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Today newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Advertisement

About Elementary Education: Getting to Know Your New Students Through Ice Breaker Activities

If you can't see this email, click here

Elementary Education Elementary Education Back to School Lesson Plans Teaching 101 From Beth Lewis, your Guide to Elementary Education It's natural to be nervous on the first day of school, even if you're the teacher! That's why I like to plan (and participate in) Ice Breaker activities with my students. It helps kick off a new school year in a fun and memorable way. ~Beth Getting to Know Your New Students Through Ice Breaker Activities Ice breaker activities help you and your students get to know each other at the start of a new school year. When everyone's a little nervous and looking to break the ice, use these simple fun activities to start conversations, uncover surprising commonalities, and generally warm up the new relationships for the coming year together. One of my favorites is the Human Scavenger Hunt game. I choose to participate alongside my students. How do you help your students relax and get to know each other during the first week of school?... Read more What's Your Educational Philosophy? No matter how long you've been teaching, it's important to keep in mind why you became a teacher in the first place.... Read more The Pros and Cons of Job Sharing Is Job Sharing the right choice for your teaching career? Every situation has pluses and minuses, so you'll have to weigh your options... Read more Assessment and Testing You can't teach your students unless you first assess exactly where they are and what they're developmentally ready to learn. These resources will help make your assessment tasks easier and more effective. Elementary Education Ads Elementary School Teacher Lesson Plans Going Back to School High School Tutoring India Students Featured Articles Education Glossary Teaching Strategies - Fundamental Tips for Success Lesson Plans and Activities Student Discipline Tips Holiday Lesson Ideas Classroom Organization Tools   More from About.com Plan a Unique Vegas Wedding The minister, music and champagne are just the beginning -- why not get married aboard a helicopter or have a pirate swing in to deliver your rings? Arrrr! More> Join About.com's User Panel! Share your opinions and help us make About.com more relevant, informative and enjoyable to use. More> This newsletter is written by: Beth Lewis Elementary Education Guide Email Me | My Blog | My Forum   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Elementary Education newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Must Reads How To Teach Writing With Ease and Fun Rewards & Prizes- Should you give them? Blank Lesson Plan Template Assigning Classroom Jobs Back to School Ice Breaker Activities Advertisement

About Continuing Education: Sierra's Top 10 Green Schools 2010

If you can't see this email, click here

Continuing Education Continuing Education Non-Trad Students Teachers Lifelong Learners From Deb Peterson, your Guide to Continuing Education No. 1 on Sierra Club's list of the top 10 green schools in the U.S. is Green Mountain College in Poultney, Vermont. Among other sustainability efforts, it uses cow power, er, biogas, for energy. Is a green school right for you? Check them out. Sierra Club's Top 10 Green Schools 2010 Who knew using manure for energy could win a school the top spot in a national list of sustainable colleges? Get the list Teacher Has Great Success with Two Truths and a Lie I heard from Julie Gray this week of Cerro Coso College in Lake Isabella, Calif. She's a fan of starting Day 1 with an ice breaker. Read what Julie has to say about Two Truths and a Lie. Julie's success Non-Traditional Students on Talk of the Nation National Public Radio featured non-traditional students on Talk of the Nation last week. Did you catch it? Read more Is an Undergraduate Degree Enough? The case has been made that people with degrees get better jobs and make more money. But is it enough in this tough economy to have just an undergrad degree? Read more Continuing Education Ads Montessori Schools Massage Schools K12 Schools Catholic Schools Schools Supply Featured Articles People Bingo Marooned 2-Minute Mixer The Power of Story Would You Rather... If You Had a Magic Wand   More from About.com Plan a Unique Vegas Wedding The minister, music and champagne are just the beginning -- why not get married aboard a helicopter or have a pirate swing in to deliver your rings? Arrrr! More> Join About.com's User Panel! Share your opinions and help us make About.com more relevant, informative and enjoyable to use. More> This newsletter is written by: Deb Peterson Continuing Education Guide Email Me | My Blog | My Forum   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Continuing Education newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Must Reads Should You Go Back to School? What Is GED? Writing a Personal Essay Lesson Plans for Adults Top 10 Ice Breakers for Adults Advertisement

About Homeschooling: September - Q&A - Grandparents - Back to School

If you can't see this email, click here

Homeschooling Homeschooling Homeschooling 101 Curriculum Printables From Beverly Hernandez, your Guide to Homeschooling Labor Day is this coming weekend, if you're traveling, print the Travel Activity Book to take along. September 1st - Earthquakes and Wars Here's a more detailed list of September Holidays and Events with worksheets, coloring pages and activities to provide teachable moments for September 1st. Mary Had a Little Lamb published - Printable Poem, Coloring Page and Craft Great Kanto Earthquake in Japan - Earthquake Worksheets and Coloring World War II Began - World War II Worksheets and Coloring Pages Titanic Found - Titanic Worksheets and Coloring Page Check out the September Fundays Calendar and the September Coloring Calendar. Homeschool Questions and Answers Whenever two or more homeschoolers get together, just mention something about homeschooling and the conversation is off and running. Homeschoolers are notorious for supporting each other and helping each other succeed. Enjoy this sampling of links, then "share your stories and tips" too! How do you get all the hours in? Why did you decide to homeschool? What do you count as schooling? Does your family support homeschooling? What is your biggest homeschooling challenge? Grandparents Helping Out I was blessed with a new granddaughter in April, I'm expecting another on Grandparent's Day and another in December so I have grand parenting on the mind. This will make 11 grandchildren for me. Let me share with you a few things I've started up this year to help out my children and their families. We are fortunate to all live near each other, so it's easy to get together often. Back to School Printables Start the school year off with excitement and enthusiasm...and a party! Don't miss the Back to School Printables. Homeschooling Ads Home Schooling Homeschooling Online Homeschool Resources Homeschool School Waldorf Homeschool Featured Articles September Fundays Calendar September Coloring Calendar Handwriting Practice Pages Homeschool Record Keeping I Spy the Alphabet Math Curriculum Guide   More from About.com Plan a Unique Vegas Wedding The minister, music and champagne are just the beginning -- why not get married aboard a helicopter or have a pirate swing in to deliver your rings? Arrrr! More> Join About.com's User Panel! Share your opinions and help us make About.com more relevant, informative and enjoyable to use. More> This newsletter is written by: Beverly Hernandez Homeschooling Guide Email Me | My Blog | My Forum   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Homeschooling newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Must Reads Homeschooling Basics / State Information Is Homeschool for You? Grade by Grade Goals State Unit Studies Printable Worksheets / Projects / Forms Advertisement